Offer, installments and clawback

Retention Bonus Calculator

Estimate retention bonus value, rough take home amount, service completion, installment timing and clawback exposure.

Gross earned retention value
$0
Rough net after withholding
$0

Educational estimate only. This is not payroll, tax, legal or HR advice.

Offer evaluation checklist

Payment timing
Upfront, anniversary, completion, or installments.
Service condition
The date or period that must be completed.
Clawback language
What must be repaid if the employee leaves early.

Related tools and next steps

FAQ

What is a retention bonus calculator for?

It estimates the value of a stay bonus or retention offer, including service completion, installments and clawback exposure.

Does this calculate take home pay?

It includes an optional estimated withholding field, but it is not payroll or tax advice.

What is clawback exposure?

Clawback exposure is the portion that may need to be repaid if the employee leaves before the service condition is met.

Worked example: a stay-bonus over 24 months

A $20,000 retention bonus tied to staying 24 months is worth about $833 per month of service. If paid in two equal installments, that is $10,000 at 12 months and $10,000 at 24 months.

Per-month value = Retention bonus ÷ Retention period (months)
Result
$20,000 over 24 months (~$833/month)

Retention bonuses often carry a clawback if you leave early — check the agreement.

Total retention bonus
$20,000
Installment 1 (12 mo)
$10,000
Installment 2 (24 mo)
$10,000
A retention bonus split into milestone installments across the stay period.
Total bonus
$20,000
Period
24 months
Per month
~$833
Installments
2 × $10,000
Clawback
Common
Taxable
Yes (as income)

Retention bonus questions

How is a retention bonus calculated?

It is usually a fixed amount tied to staying for a set period. Divide the bonus by the retention months to see the per-month value, or split it into milestone installments.

What is a clawback on a retention bonus?

A clawback requires you to repay some or all of the bonus if you leave before the agreed date. Many agreements prorate the repayment by time served.

Is a retention bonus taxed?

Yes, retention bonuses are generally taxed as ordinary income in the period they are paid, like other bonus pay.

Are retention bonuses paid upfront or over time?

Both exist. Some pay upfront with a clawback; others pay in installments at milestones, which lowers the employer's risk.